Why Do I Need Recreation Insurance? July 2, 2021 Summer is right around the corner! This means, taking the boat out for a spin or hopping on an ATV is a high chance. While you are having fun, ensure your recreational vehicles have the right amount of coverage. Check out why a boat, motorhome, motorcycle, and off-road vehicles may need Recreation Insurance instead of Auto or Home Insurance. 1. Liability Liability coverage under Auto or Home Insurance may not cover accidents that happen on a boat, motorhome, motorcycle or off-road vehicle. This is why having liability coverage on these vehicles could be critical in the event of a liability claim or lawsuit. Additionally, this coverage can help provide peace of mind while you’re out enjoying what Oklahoma has to offer. 2. Medical Payments Just like Auto Insurance, Recreation Insurance offers medical payment coverage. Now, you can enjoy spring and summer activities knowing you and your passengers are covered during the unexpected. 3. Damage Accidents can happen at any time. For this reason, having collision or physical damage coverage on a recreational vehicle is critical. It provides coverage in the event of damage regardless of fault. Let us focus on securing your recreational vehicles, and you can focus on having fun. Insuring recreational vehicles with Recreation Insurance can provide the protection you need. With it in mind, you can rest easy and live in the moment this spring and summer. As can be seen, there are a lot of coverage options under our Recreation Insurance. If you have questions or would like to discuss coverage options, consult your local OKFB Insurance Agent today.