From barns to silos — we have you covered.
Your farm is more than just land and equipment — it’s a complex operation that represents your lifelong investment. Damages or losses from a fire can be devastating to the farm you’ve worked so hard to grow, so make sure it’s protected with the right Farm Fire policy.
Determining the right insurance coverage doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.
Dwelling insurance covers the structure used as your primary residence.
Additional Living Expense coverage covers day-to-day costs, such as charges for temporary housing, incurred in the event that you and your family can’t live in your home due to a covered loss making your dwelling uninhabitable.
Farm Personal Property insurance covers farm machinery, equipment, supplies, livestock, hay, grain and other miscellaneous property owned and used in farming and ranching.
Farm Buildings and Structures Insurance covers farm use structures not used as your primary residence, such as barns, corrals, bunkhouses, silos or various other structure types.
Household Personal Property coverage helps cover personal belongings inside your home in the event of damages. (Theft not covered on Farm Fire)
We offer a range of premium discounts to Farm Fire policyholders who qualify under the programs listed below.
If you have an active burglar or fire alarm in your home, you may be eligible for a discount based on the type of alarm you have installed. Not sure what alarms are eligible? Contact an OKFB agent.
If you have a U.L. rated class 3 or 4 roof surfacing installed, you may be eligible for a discount. Check here for a list of approved* roof surfacing.
*Please note that list may not be comprehensive. Always check with an OKFB agent to see if your roof surfacing qualifies.
If you have an auto policy with OKFB you may be eligible for a discount.
We offer many ways to conveniently pay your insurance premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.
Don’t fret – We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.