From apartments to duplexes, and everything in between, we can provide affordable coverage to help protect your personal belongings from unexpected damages or theft.

man pushes woman on tire swing in back yard of rental property

How Much Coverage Do I Need?

Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.

Coverage Options & Features

Personal Property

Personal Property coverage helps cover your personal belongings inside your home in the event of damages or theft.  Talk with your OKFB agent if you have special items like firearms, furs or jewelry that may need additional coverage.

Additional Living Expense

Additional Living Expense coverage covers extra day-to-day costs, such as charges for temporary housing, incurred in the event that you and your family can’t live in your home due to a covered loss.

Personal Liability

Personal Liability can keep you covered in case you become legally liable for property damage or bodily injury.

Medical Payments To Others

Medical Payments To Others insurance can cover limited medical payments to those who are injured while on your property, regardless of fault. 

Insurance Credits & Discounts

We offer a range of premium discounts to renters who qualify under the programs listed below.

Burglary or Fire Alarm Discount

If you have an active burglar or fire alarm in your home, you may be eligible for a discount based on the type of alarm you have installed. Not sure what alarms are eligible? Contact an OKFB agent.

Claims Free Discount

If you have had no insurance claims on your OKFB homeowners insurance policy for three years, you may become eligible for this discount.

Auto Companion Discount

If you have a qualified auto policy with OKFB, you may be eligible for a discount.


Convenient Payment Options

We offer many ways to conveniently pay your home insurance premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.

Do you need to change your premium payment preferences?

Don’t fret! We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.