Affordable policies to cover your possessions.
Renters insurance provides affordable protection for your personal belongings and safeguards you against liability if accidents happen in your rental home or apartment.
Unlike your landlord’s insurance, which only covers the building structure, renters insurance ensures that you and your possessions are financially protected.
With OKFB renters insurance, Oklahoma tenants gain peace of mind, knowing that any unforeseen mishaps won’t leave them paying out of pocket.
Choosing the right renters insurance coverage is straightforward with OKFB. Start by thinking about how much it would cost to replace all your belongings, your electronics, furniture, clothing, and valuables at today’s prices.
Next, consider how much liability protection you’d need if someone got hurt in your apartment or if you accidentally damaged a neighbor’s property.
Our local OKFB agents will help you quickly inventory your items, recommend coverage limits that match your lifestyle, and build a personalized policy to give you complete confidence, no matter what life throws your way.
Renters Personal Property coverage replaces your belongings if they’re damaged or stolen during a break-in. For high-value items like jewelry, firearms, or fur, talk to your OKFB agent about additional scheduled coverage.
Loss of Use coverage reimburses you for extra living expenses, such as hotel stays, meals, and pet boarding, if a covered loss temporarily makes your rental home unlivable.
Renters Personal Liability coverage protects your finances if you’re found legally responsible for causing injury to someone else or accidentally damaging another person’s property, whether the incident happens inside or outside your rental.
Medical Payments To Others insurance can cover limited medical payments to those who are injured while in your rental home, regardless of fault.
We offer a range of premium discounts to renters who qualify under the programs listed below.
If you have an active burglar or fire alarm in your home, you may be eligible for a discount based on the type of alarm you have installed. Not sure what alarms are eligible? Contact an OKFB agent.
If you have had no insurance claims on your OKFB homeowners insurance policy for three years, you may become eligible for this discount.
If you have a qualified auto policy with OKFB, you may be eligible for a discount.
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
