We know owning and operating a business takes hard work and dedication. As you work to achieve your goals, OKFB Insurance is here to be your partner through whatever life may throw at you. Be it roof damage, theft, or fire or water damage, a number of unexpected things can impact the success of any small business.

During times of uncertainty, we can help keep your assets and liability protected with our Businessowners Policy. By providing extra coverage tailored to small businesses, this policy will fill in the gaps your standard commercial policy may not cover. Get back to business as usual with our Businessowners Policy.

Our Businessowners Policy is tailored to meet the insurance needs of the owners of particular types of small businesses. If your business is accurately described as one of the following categories you may be eligible for this well-rounded policy.

  • Retail and Resale
  • Wholesale
  • Convenience Stores and Grocery Stores
  • Apartments
  • Barber and Beauty Shops
  • Restaurants, Delis, and Coffee Shops
  • Artisan Contractor
  • Mini-Storage Rental
  • Professional’s Office
Coffee shop checkout counter

How Much Coverage Do I Need?

Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.

Businessowners Coverage Options & Features


Buildings insurance covers the structures used in business operations.

Business  Personal Property

Business Personal Property insurance covers the contents of your business including, but not limited to, furniture, equipment, supplies and stock.

Loss Of Income

Loss of Income insurance can help cover a loss of net income due to suspension of operations caused by a covered loss. This insurance also helps pay for continuing payroll expenses.


Signs insurance covers the sign you use to advertise your business on your premises regardless of if it’s attached or unattached to your business’s building.

The Businessowners policy has so many more coverage options that can be tailored to your type of business. An OKFB agent can advise you of your options.

Convenient Payment Options

We offer many ways to conveniently pay your businessowners insurance premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.

Do you need to change your premium payment preferences?

Don’t fret! – We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.