Expanded coverage designed to protect you financially.
Ideal for securing extra protection beyond your standard liability limits, OKFB’s customized personal umbrella insurance safeguards your family, income, and assets against costly claims and lawsuits.
Whether facing an unexpected accident or significant legal claim, this coverage ensures you’re financially protected and provides unmatched peace of mind.
Choosing the right amount of personal umbrella coverage depends on your unique financial circumstances, lifestyle, and personal risk exposure.
Your OKFB agent will assess your total net worth, including property, savings, and investments, to help you select a coverage limit that fully protects your assets against expensive lawsuits or liability claims.
Excess liability coverage provides an additional layer of protection, kicking in when the limits of your personal insurance policies are exhausted. It essentially increases the coverage amount available to you in the event of a large claim or lawsuit.
Personal Umbrella coverage may be placed over these liability coverages provided on these policy types:
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
