A lot goes into building someone’s dream home. While you’re coordinating with contractors and vendors, let us worry about keeping your dwelling construction covered from unexpected events like tornados or fires.

How Much Coverage Do I Need?

Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.

Builders Risk – Dwelling Coverage Options & Features


Dwelling insurance covers the structure being constructed.

Other Structures

Other Structures can cover structures on the same lot as your dwelling, like a detached garage or shed.



Convenient Payment Options

We offer many ways to conveniently pay your builders risk – dwelling premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.

Do you need to change your premium payment preferences?

We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.