No matter how you spend time on the water, it will leave you and your family with lasting memories. Our boat insurance offerings can help protect you from unforeseen accidents, so you can focus on spending days (or weeks!) of fun in the sun.

view of a pier on the lake at sunset

How Much Coverage Do I Need?

Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.

Boat Insurance Coverage Options & Features


Liability coverage helps protect you financially in the event of a liability claim or lawsuit that’s due to bodily injury or property damage caused by your covered watercraft.

Medical Payments 

Medical Payments Coverage pays for certain expenses related to injury or death that you or others sustain while entering, exiting or otherwise occupying your watercraft, regardless of fault.

Physical Damage

Physical Damage insurance covers accidental damage to your watercraft, its motor or trailer.


Convenient Payment Options

We offer many ways to conveniently pay your boat insurance premiums. Choose from a full payment or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.

Do you need to change your premium payment preferences?

We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.