Your car is more than something that gets you from point A to point B. It’s where you make memories on family road trips. It’s where you pick your kids up from school. It’s where you roll down the windows and sing at the top of your lungs.

We offer many affordable auto insurance options to help protect you, your family and your vehicle from life’s surprises.

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How Much Coverage Do I Need?

Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.

Coverage Options & Features

When you hit the road, we have you covered with a broad range of insurance options. Our local, knowledgeable agents can help you find a policy to suit your unique needs.

Liability Coverage

Liability coverage helps protect you financially in the event of a liability claim or lawsuit due to bodily injury or property damage caused by your covered vehicle while operated by you or other covered drivers.

Medical Payments Coverage

Medical Payments Coverage pays for certain expenses related to injury or death that you or others sustain when entering, exiting or otherwise occupying your car, regardless of fault.

Uninsured Motorist Coverage

Uninsured Motorist Coverage will pay for bodily injury sustained by you or other passengers in your car when the injury is caused by someone else driving a car that is not covered or does not have adequate liability coverage.

Collision Coverage

Pays for damage to your car caused by a collision with another car or object.

Comprehensive Coverage

Comprehensive Coverage will pay for damage to your car by other incidents not related to a collision. Incidents that are covered include but are not limited to: hail, theft, fire and vandalism.

Additional Transportation Expenses Coverage†

Additional Transportation Expenses Coverage pays a limited amount of rental expenses if a substitute vehicle must be rented when a vehicle you own cannot be used due to a covered loss.

Transportation coverage also pays a limited number of expenses if a vehicle covered under collision or comprehensive coverage becomes disabled more than 50 miles from your residence due to a loss. Coverage for meals and lodging may also apply.

Policyholders must have a comprehensive or collision policy through OKFB to be eligible for Additional Transportation Expenses Coverage.

Roadside Assistance

Roadside Assistance* pays for a limited amount of costs associated with towing your disabled vehicle. Additionally, other services needed like gas for an empty tank, battery jumping and changing a flat may be covered.

*Roadside Assistance repair costs are covered only when repairs take place at the location where the car is disabled. Coverage for these on-site repairs only applies when performed by an authorized business.

Insurance Credits & Discounts

We offer a range of premium discounts to policyholders who are eligible for the programs listed below.

Scholastic Discount

This discount applies to specific auto coverages for classroom academic excellence to eligible full-time students who meet specified requirements.

Driver Longevity Credit

Drivers who have been insured with OKFB for at least one year may receive premium credit based on a combination of their longevity with OKFB and driving record.

Defensive Driving Discount

Those who complete a minimum six hour accident prevention course approved by the Oklahoma Department of Public Safety may be eligible for this discount. Approved courses are often offered through your county Farm Bureau.

Multi-Vehicle Discount

A multi-vehicle discount may apply when two or more vehicles are insured with OKFB.

Companion Discounts

If you have other policies through OKFB, such as a Homeowners or Farm & Ranch, you may be eligible for companion discounts. Your OKFB agent can help determine if you’re eligible.

Payment Options & Preferences

Convenient Payment Options

We offer many ways to conveniently pay your auto insurance premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.


Do you need to change your premium payment preferences?

Don’t fret! We understand life happens. We allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.