As your operation grows, larger equipment can increase efficiency. When adding a semi truck rig to your list of equipment, make sure you have the right coverage to keep your rig rolling forward.
How Much Coverage Do I Need?
Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.
Farm Use Tractor and Trailer Coverage Options & Features
Liability
Liability coverage helps protect you financially in the event of a liability claim or lawsuit due to bodily injury or property damage caused by your covered truck-tractor or trailer while operated by you or other covered drivers.
Medical Payments
Medical Payments Coverage pays for certain expenses related to injury or death that you or others sustain when entering, exiting or otherwise occupying your truck, regardless of fault.
Uninsured Motorists
Uninsured Motorist Coverage will pay for bodily injury sustained by you or other passengers in your truck when the injury is caused by someone else driving a car that is not covered or does not have adequate liability coverage.
Comprehensive
Comprehensive Coverage will pay for damage to your truck by other incidents not related to a collision. Incidents that are covered include but are not limited to: hail, theft, fire and vandalism.
Collision
Collision auto insurance covers damages to your vehicle caused by a collision with another car or object.
Insurance Credits & Discounts
We offer a range of premium discounts to farm tractor and trailer policyholders who qualify under the programs listed below.
Defensive Driving Credit
Those who complete a (minimum six hour) accident prevention course approved by the Oklahoma Department of Public Safety may be eligible for this discount. Approved courses are often offered through your county Farm Bureau.
