Protect the structures on your property.
Protect the structure and fixtures within your vacation home or other owned property from fire, wind, hail and other perils with a Dwelling Fire policy. This cost-effective coverage option is ideal for your residences that do not need coverage for personal belongings.
Determining the right insurance coverage doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.
Dwelling insurance covers the structure used as your residence.
Other Structures can cover structures on the same lot as your dwelling, like a detached garage or shed. This coverage option does not cover your primary residence.
Personal Property coverage helps cover your personal belongings inside your home in the event of damage or theft.
Additional Living Expense coverage covers extra day-to-day costs, such as charges for temporary housing, incurred in the event that you and your family can’t live in your home due to a covered loss.
Personal Liability can keep you covered in case you become legally liable for property damage or bodily injury.
Medical Payments To Others insurance can cover limited medical payments to those who are injured while on your property, regardless of fault.
We offer a range of premium discounts to policyholders who qualify under the programs listed below.
If you have an active burglar or fire alarm in your home, you may be eligible for a discount based on the type of alarm you have installed. Not sure what alarms are eligible? Contact an OKFB agent.
If you have a U.L. rated class 3 or 4 roof surfacing installed, you may be eligible for a discount. Check here for a list of approved* roof surfacing.
*Please note that list may not be comprehensive. Always check with an OKFB agent to see if your roof surfacing qualifies.
If you are planning on installing a roof that is eligible for a discount, have your roofer complete this certificate, and then submit it to your agent.
If you have a qualified auto policy with OKFB, you may be eligible for a discount.
We offer many ways to conveniently pay your insurance premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.
Don’t fret! We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.