No matter how well you run your operation, accidents happen. That’s why essential Farm Liability Insurance Coverage is the cornerstone of any sound protection plan. It protects your entire operation from lawsuits arising from unforeseen events, from livestock on the road to a visitor getting injured on your property. 

This coverage shields your family, your assets, and your future from a claim that could threaten everything you’ve worked for.

Farm Liability Insurance Coverage

How Much Farm Liability Insurance Coverage Do I Need?

Your Farm Liability coverage is a shield for your entire net worth. The right amount isn’t a guess, it’s a strategic number based on the total value of your assets, including your land, home, equipment, livestock, and future income.

A specialized OKFB agent will help you calculate the total value of your operation that is at risk. They will then recommend a liability limit, often through a cost-effective Farm Liability Insurance Coverage, that is high enough to ensure one single accident cannot jeopardize a lifetime of work.

Farm Liability Insurance Coverage Options & Features

A robust Farm Liability policy is a package of several essential coverages that protect you in different situations.

Personal Liability

Personal Liability can keep you covered in case you become legally liable for property damage or bodily injury.

Medical Payments To Others

Medical Payments To Others insurance can cover limited medical payments to those who are injured while on your property.

Farm Employers Liability

Farm Employers Liability insurance provides compensation to farm employees whom you employ and are legally obligated to cover in the event of an injury.

Farm Employees Medical Payments

Farm Employees Medical Payments insurance covers medical expenses incurred by farm employees while working for the policyholder.

Medical Payments for Named Insured and Family

Medical Payments for Named Insured and Family insurance covers limited medical expenses incurred by the policyholder or a policyholder’s family member due to an accident on an owned farm or ranch.

Animal Collision Insurance

Animal Collision insurance provides compensation for the death of livestock after being struck on the road by a vehicle not owned by the policyholder.

 

PAYMENT OPTIONS & PREFERENCES

Convenient Payment Options

We offer many ways to conveniently pay your farm & ranch premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.

Do you need to change your premium payment preferences?

Don’t fret – We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.