Helpful information for Oklahomans from wheat fields to city streets.
Do you own a recreational vehicle? If so, it’s important to make sure you have the right recreation insurance policy in place. Many people believe that their regular auto insurance policy will cover their RVs and other recreational vehicles, but this is not always the case.
In fact, most standard policies don’t cover recreational vehicles. That’s why it’s important to research your options and find an insurance policy that meets your needs. In this blog post, we will debunk some of the most common recreation vehicle insurance myths.
There is a big difference between a Class A motorhome and a pop-up camper. The type of RV that you own will play a big role in determining the amount and type of coverage you need. For example, a Class A motorhome will typically require more coverage than a pop-up camper.
The cost of RV insurance varies depending on a number of factors, including the type and size of the RV you own, your driving record, where you live and more. However, there are plenty of ways to save on RV insurance. For example, if your home and auto policies are with the same provider, you may be able to get a discount.
Even if you only use your RV for occasional camping trips, it’s still important to have the right insurance in place. If you’re in an accident or your RV is damaged or stolen, you could be left paying a high price without the proper coverage.
RVs require their own insurance policy. Your auto insurance policy can extend to your personal trailer, but once you unhitch and it is no longer connected to your vehicle, the coverage ends. Home insurance may provide some coverage while it is on your property, but it will not cover any damage that could happen while you travel. Only an RV insurance policy is able to provide full-time protection during travel and parked locations outside of your property.
Now that we’ve debunked some of the most common myths about recreation vehicle insurance, it’s time to start shopping for a policy that’s right for you. Make sure you’re getting the coverage you need to keep you and your family safe.
If you’re looking at RV insurance options, we encourage you to speak with your OKFB insurance agent about the coverage options available to you. If you have any other questions about insurance or need to be connected with an agent, please connect with us today. We are happy to help you find the coverage that best meets your home, auto, commercial and life insurance needs.
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The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
Life insurance and annuity products are offered through Farm Bureau Life Insurance Company/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.