Whether you own a few rental dwellings properties as secondary income or as your primary business, make sure you have the right type of coverage to protect your investments. In the event of a fire or other covered perils, this policy will help cover the physical structure that your tenants occupy.
How Much Coverage Do I Need?
Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.
Coverage Options & Features
Dwelling
Dwelling insurance covers the structure used as your residence.
Other Structures
Other Structures can cover structures on the same lot as your dwelling, like a detached garage or shed.
Personal Property
Personal Property coverage helps cover your personal belongings inside your rent house in the event of covered damages.
Rental Value
Rental Value coverage can help you recover a portion of your lost rental income due to tenants moving out because of a covered loss that caused the dwelling to become uninhabitable.
Personal Liability
Personal Liability can keep you covered in case you become legally liable for property damage or bodily injury.
Medical Payments to Others
Medical Payments To Others insurance can cover limited medical payments to those who are injured while on your property, regardless of fault.
Insurance Credits & Discounts
We offer a premium discount to Dwelling Fire – Tenant Occupied policyholders who qualify.
Approved Roof Discount
If you have a U.L. rated class 3 or 4 roof surfacing installed, you may be eligible for a discount. Check here for a list of approved* roof surfacing.
*Please note that list may not be comprehensive. Always check with an OKFB agent to see if your roof surfacing qualifies.
Planning on installing a new roof?
If you are planning on installing a roof that is eligible for a discount, have your roofer complete this certificate, and then submit it to your agent.
