Customized coverage for the condo lifestyle.
Shared walls shouldn’t mean shared risk. Condo owners insurance from OKFB closes the gaps your HOA’s master policy leaves behind, protecting your unit’s interior, personal belongings, and finances with precision.
With local agents who map each HO-6 policy to your association’s bylaws, you also get built-in perks like loss-assessment coverage, additional living-expense benefits, and bundle discounts that gives you affordable condo insurance without sacrificing protection.
Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.
Condo Unit Dwelling Coverage can help cover the interior of your condo, including appliances and fixtures.
This coverage helps you replace your personal belongings if they’re stolen or damaged. Think of everything you own inside your unit: furniture, electronics, etc. If you have high-value items like jewelry, art, or firearms, talk with your OKFB agent about ensuring they’re fully protected.
If a covered disaster makes your condo uninhabitable, this coverage helps pay for necessary additional living expenses. It can cover costs like a hotel stay, restaurant meals, and laundry services, allowing your family to maintain a normal standard of living while your home is being repaired.
Personal Liability can keep you covered in case you become legally liable for property damage or bodily injury.
Medical Payments To Others insurance can cover limited medical payments to those who are injured while on your property, regardless of fault.
Loss Assessment helps to provide limited coverage for loss assessments made by your governing condo association in relation to damage to the building.
We offer a range of premium discounts to condo policyholders who are eligible under the programs listed below.
If you have an active burglar or fire alarm in your home, you may be eligible for a discount based on the type of alarm you have installed. Not sure what alarms are eligible? Contact an OKFB agent.
If you have an auto policy with OKFB, you may be eligible for a discount.
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
