Expand your coverage for extra protection.
In today’s world, a single major lawsuit can easily exceed the limits of your standard farm liability policy, putting your entire operation at risk.
Our Farm and Ranch Umbrella insurance is a crucial safety net. It provides an additional layer of liability coverage that sits on top of your existing policies. This affordable protection is designed to shield your family’s assets, your land, and your future from a catastrophic claim that could threaten a lifetime of work.
Choosing your umbrella limit comes down to answering one question: “Is my farm protected from a worst-case scenario lawsuit?” An OKFB agent helps you answer that with confidence.
They will review the limits on your underlying farm and auto policies and help you select an umbrella amount that provides a comfortable cushion above the total value of your assets. This ensures one catastrophic event cannot threaten your financial future.
Farm and Ranch Umbrella coverage provides an extra layer of protection for many of your existing policies. Farm and Ranch Umbrella coverage may be placed over these liability coverage:
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
