Category: Safety

The holiday season is a time of joy and celebration! However, it’s also a time when we need to be extra vigilant about safety in our homes. Here is a list of 8 holiday safety tips to ensure your season remains merry and bright–don’t forget to check it twice!

Manage Your Electrical Outlets

While it’s tempting to create elaborate light displays just like Martha May Whovier in Whoville, be careful not to overload your electrical outlets. Too many devices plugged into one outlet or power strip can lead to overheating and potentially cause a fire. Use multiple outlets spread around your home instead of concentrating everything in one area.

Lights Out When You’re Out

Not only can overloading outlets be dangerous, but lights can also be a fire hazard if left unattended for a while. Always turn off the lights before going to bed or leaving the house. This simple habit can prevent potential electrical fires and save energy too. Check out more holiday safety tips to prepare your home for the holidays. 

Tree Safety is Key

Whether you have a real or artificial Christmas tree, proper placement is crucial. Keep all trees at least three feet away from heat sources like fireplaces, radiators, or space heaters. If you have a real tree, check its water level daily and keep it well-hydrated to prevent it from drying out and becoming a fire hazard. Not sure how to dispose of your real tree after the holidays? Find out here!

Fireplace Do’s and Don’ts

Your fireplace can create a cozy atmosphere, but it’s not a disposal unit. Never burn wrapping paper, wreaths, or trees in your fireplace. These materials can burn too quickly, potentially causing a chimney fire or releasing toxic fumes into your home.

Prepare for Winter Travel

If you’re planning to travel for the holidays, take the time to winterize your car. This includes checking your battery, brakes, and tires, as well as ensuring your antifreeze levels are adequate. A well-maintained car is crucial for safe driving through a winter wonderland!

Pack a Winter Storm Emergency Kit

Whether you’re traveling or staying home, a winter storm emergency kit is essential. Include items like blankets, flashlights, batteries, non-perishable food, water, a first-aid kit, and any necessary medications. This kit can be a lifesaver in case of long power outages or if you get stranded while traveling!

By following these holiday safety tips, you can help ensure that your holiday season remains joyful and safe. From all of us at OKFB Insurance, we wish you a safe and wonderful holiday season!

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

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There’s nothing quite like gathering around a warm, cozy fireplace. However, before you light that first log, it’s important to ensure your fireplace is safe and ready for use. Here are some essential fireplace safety tips to keep in mind!

Clean Your Chimney

Start the season right by having your chimney cleaned. A clean chimney prevents dangerous creosote buildup, which can lead to chimney fires. Regular cleaning also ensures proper ventilation, keeping your home safe from harmful gasses.

Open the Damper or Flue

Always remember to open the damper or flue, which allows smoke to escape through the chimney, before lighting a fire. Forgetting this step can quickly fill your home with smoke and potentially dangerous fumes!

Check Your Detectors

Next, check your smoke and carbon monoxide detectors to make sure they still have working batteries. You might also want to test them regularly to make sure they’re working properly.

Use a Fireplace Screen

If you don’t already have one, you might want to invest in a fireplace screen. This barrier prevents sparks and embers from escaping the fireplace and potentially igniting nearby flammable materials.

Don’t Overload the Firebox

While it might seem convenient to stuff the firebox full of logs all at once, this can actually be dangerous. Overloading can cause the fire to burn too hot, potentially damaging your fireplace or chimney. Instead, add logs occasionally as needed. This approach not only is safer but also allows for better fire management.

Manage Your Ashes

After each fire, clean out the ashes once they’ve cooled completely. Too much ash in your fireplace can cause more smoke. A good rule of thumb is to keep the level of ash at the base of the fireplace to one inch or less to avoid too much buildup and smoke.

By following these safety tips, you can enjoy the warmth and ambiance of your fireplace while keeping your home and family safe. Remember, a well-maintained fireplace is a safe fireplace.

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.

Swimming pools are a fantastic source of exercise and a fun time, but they also can be extremely dangerous if you are not careful. Embracing essential safety measures can safeguard you, your family, and your friends from potential accidents. Let’s dive into some crucial pool safety tips that can help ensure a safe and fun time at the pool. 

Install barriers

One of the most effective ways to prevent accidental access to the pool is by installing barriers. In fact, most insurance companies consider pools to be an attractive nuisance and require a fence to be installed before writing a policy. Ensure that the fence is at least 4 feet tall and features self-closing and self-latching gates. Additional safety can be provided by installing a pool alarm that alerts you if anyone enters the pool area without permission.

Designate a Water Watcher

When it comes to pool safety, constant adult supervision is indispensable. Designate a responsible adult as the “Water Watcher” whose sole role is to monitor the pool area without distractions. For families with young children, staying within arm’s reach of them at all times may be able to prevent accidents. Keep in mind that drowning can occur quickly and quietly, so the designated water watcher should avoid any activities that divert attention, like being on your phone.

Stay away from drains

Pool drains and suction outlets pose a serious threat, especially to young children. Entrapment caused by pool drains can result in serious injury or drowning. Educate children about the dangers of drains and instruct them to stay clear of these areas. Be sure to regularly inspect your pool’s drains and make sure they are compliant with regulations.

Get CPR certified

In a water emergency, every second counts, and knowing how to perform CPR can be life-saving. Get CPR certified and ensure that other adults who frequently supervise the pool are also trained in CPR for both adults and children. Many organizations, including the American Red Cross, offer courses that teach you how to respond quickly and effectively in emergencies.

Take precautions during storms

Swimming during a thunderstorm is highly dangerous. Lightning strikes can occur suddenly, even in the absence of rain or with blue skies visible. At the first sign of an approaching storm, get everyone out of the pool and move indoors. When you think the storm has passed, make sure to stay out of the water and take cover until at least 30 minutes have passed since the last lightning strike or thunderclap.

Know what to do in a water emergency

Preparation is key to responding effectively in a water emergency. Having a plan in place and knowing the actions to take can make a life-saving difference. Make sure you know the following steps in your water emergency plan:

• Call 911 immediately if someone is in distress or has been pulled from the water.
• Perform CPR if necessary until medical professionals arrive.
• Keep essential equipment nearby, such as a life ring, reaching pole, and a first aid kit.

Keeping these pool safety tips in mind can create a secure environment where everyone can enjoy the water with peace of mind. Remember, safety is a shared responsibility, and together we can ensure that the pool remains a place for fun and relaxation!

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.