You rely on your vehicle. Our line of farm auto insurance is tailored to make sure this important piece of equipment is protected from the hard work it’s put through.

farmer and son sitting on top of a bale of hay smiling

How Much Coverage Do I Need?

Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.

Farm Auto Coverage Options & Features


Liability coverage helps protect you financially in the event of a liability claim or lawsuit due to bodily injury or property damage caused by your covered vehicle by you or other covered drivers.

Medical Payments

Medical Payments Coverage pays for certain expenses related to injury or death that you or others sustain when entering, exiting or otherwise occupying your vehicle, regardless of fault.

Uninsured Motorists

Uninsured Motorist Coverage will pay for bodily injury sustained by you or other passengers in your car when the injury is caused by someone else driving a car that is not covered or does not have adequate liability coverage.


Comprehensive Coverage will pay for damage to your car by other incidents not related to a collision. Incidents that are covered include but are not limited to: hail, theft, fire and vandalism.


Collision insurance covers damages to your car caused by a collision with another car or object.

Additional Transportation Expenses Coverage

Additional Transportation Expenses Coverage pays a limited amount of rental expenses if a substitute vehicle must be rented when a vehicle you own cannot be used due to a covered loss. Transportation coverage also pays a limited number of expenses if a vehicle covered under collision or comprehensive coverages becomes disabled more than 50 miles from your residence due to a loss. Coverage for meals and lodging may also apply.

Policyholders must have a comprehensive or collision policy through OKFB to be eligible for Additional Transportation Expenses Coverage.

Roadside Assistance

Roadside Assistance* pays for a limited amount of costs associated with towing your disabled vehicle. Additionally, other services needed like gas for an empty tank, battery jumping and changing a flat may be covered. *Roadside Assistance repair costs are covered only when repairs take place at the location where the car is disabled. Coverage for these on-site repairs only applies when performed by an authorized business.

Farm Auto Credits & Discounts

We offer a range of premium discounts to farm auto policyholders who qualify under the programs listed below.

Defensive Discount

Those who complete a minimum six hour accident prevention course approved by the Oklahoma Department of Public Safety may be eligible for this discount. Approved courses are often offered through your county Farm Bureau.

Multi-Vehicle Discount

A multi-vehicle membership discount may apply when two or more vehicles are insured with OKFB.

Scholastic Discount

This discount applies to specific auto coverages for classroom academic excellence to eligible full-time students who meet specified requirements.

Companion Umbrella Discount

Policyholder has an active or farm umbrella policy with the company.

Companion Home Discount

Policyholder has an active owner occupied property policy with the company.

Approved Grill Guard

Trucks with a qualifying grill guard may qualify for a discount on collision coverage.

Payment Options & Preferences

Convenient Payment Options

We offer many ways to conveniently pay your farm auto premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account.
Check with an OKFB agent to see which option may be best for you.

Do you need to change your premium payment preferences?

Don’t fret – We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent or to make a change.