You rely on your vehicle. Our line of farm auto insurance is tailored to make sure this important piece of equipment is protected from the hard work it’s put through.
How Much Coverage Do I Need?
Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.
Farm Auto Coverage Options & Features
Liability
Liability coverage helps protect you financially in the event of a liability claim or lawsuit due to bodily injury or property damage caused by your covered vehicle by you or other covered drivers.
Medical Payments
Medical Payments Coverage pays for certain expenses related to injury or death that you or others sustain when entering, exiting or otherwise occupying your vehicle, regardless of fault.
Uninsured Motorists
Uninsured Motorist Coverage will pay for bodily injury sustained by you or other passengers in your car when the injury is caused by someone else driving a car that is not covered or does not have adequate liability coverage.
Comprehensive
Comprehensive Coverage will pay for damage to your car by other incidents not related to a collision. Incidents that are covered include but are not limited to: hail, theft, fire and vandalism.
Collision
Collision insurance covers damages to your car caused by a collision with another car or object.
Additional Transportation Expenses Coverage
Additional Transportation Expenses Coverage† pays a limited amount of rental expenses if a substitute vehicle must be rented when a vehicle you own cannot be used due to a covered loss. Transportation coverage also pays a limited number of expenses if a vehicle covered under collision or comprehensive coverages becomes disabled more than 50 miles from your residence due to a loss. Coverage for meals and lodging may also apply.
†Policyholders must have a comprehensive or collision policy through OKFB to be eligible for Additional Transportation Expenses Coverage.
Roadside Assistance
Roadside Assistance* pays for a limited amount of costs associated with towing your disabled vehicle. Additionally, other services needed like gas for an empty tank, battery jumping and changing a flat may be covered. *Roadside Assistance repair costs are covered only when repairs take place at the location where the car is disabled. Coverage for these on-site repairs only applies when performed by an authorized business.
Farm Auto Credits & Discounts
We offer a range of premium discounts to farm auto policyholders who qualify under the programs listed below.
Defensive Discount
Those who complete a minimum six hour accident prevention course approved by the Oklahoma Department of Public Safety may be eligible for this discount. Approved courses are often offered through your county Farm Bureau.
Multi-Vehicle Discount
A multi-vehicle membership discount may apply when two or more vehicles are insured with OKFB.
Scholastic Discount
This discount applies to specific auto coverages for classroom academic excellence to eligible full-time students who meet specified requirements.
Companion Umbrella Discount
Policyholder has an active or farm umbrella policy with the company.
Companion Home Discount
Policyholder has an active owner occupied property policy with the company.
Approved Grill Guard
Trucks with a qualifying grill guard may qualify for a discount on collision coverage.
