When your idea of a fun weekend means getting a little mud on the tires, we have flexible coverage options perfect for you. Off-road vehicles are a great way to explore the world around us with friends and family, but the unexpected could happen in the middle of an adventure. No matter what path you decide to take, rest assured we have you covered.

How Much Coverage Do I Need?

Determining the right level of insurance coverage you need doesn’t have to be confusing. An OKFB agent can help you understand how much coverage will be right for you, your family and your home, helping provide peace of mind no matter what the future may bring.

Off-Road Vehicle Coverage Options & Features


Liability coverage helps protect you financially in the event of a liability claim or lawsuit due to bodily injury or property damage caused by your covered off-road vehicle.

Medical Payments 

Medical Payments coverage pays for certain expenses related to injury or death that you or other insured persons sustain from an accident involving your off-road vehicle, regardless of fault.


Comprehensive coverage will pay for damage to your off-road vehicle caused by other incidents not related to a collision. Incidents that are covered include but are not limited to: hail, theft, fire and vandalism.


Collision insurance covers damages to your off-road vehicle caused by a collision with another vehicle or object.

Insurance Credits & Discounts

We offer a discount to off-road vehicle policyholders who qualify under the program listed below.

Multi-Vehicle Discount

A multi-vehicle membership discount may apply when two or more vehicles are insured with OKFB.


Convenient Payment Options

We offer many ways to conveniently pay your off road vehicle insurance premiums. Choose from a full payment, quarterly payments or a monthly automatic draft from your bank account. Check with an OKFB agent to see which option may be best for you.

Do you need to change your premium payment preferences?

We understand life happens. That’s why we allow our policyholders to easily update their payment preferences. Contact your OKFB agent to make a change.