Coverage for those who prefer life on two wheels.
Cruise Oklahoma’s legendary stretch of Route 66 with confidence. OKFB leads the way in motorcycle insurance Oklahoma riders rely on—offering tailored coverage, local-agent expertise, and money-saving discounts. Explore state requirements, protection options, and pricing to gear up for every mile ahead.
We offer tailored options—whether you need custom motorcycle insurance, specialized coverage, or protection for a vintage classic, so you can enjoy the journey, not worry about it.
To register or even permit a bike in Oklahoma, you must prove financial responsibility— the simplest way is carrying motorcycle insurance Oklahoma requires. State-mandated minimums are:
These 25/50/25 limits let you ride legally, but medical bills, parts, and legal fees can climb well past them. Opting for higher liability, plus collision and comprehensive—or specialty options such as custom motorcycle insurance—helps keep you on the road and protects your savings if the unexpected happens.
Liability coverage helps protect you financially in the event of a liability claim or lawsuit due to bodily injury or property damage caused by your covered motorcycle while operated by you or other covered drivers.
Medical Payments coverage pays for certain expenses related to injury or death that you or others sustain from an accident involving your motorcycle, regardless of fault.
Uninsured Motorist coverage will pay for medical expenses related to bodily injury sustained by an insured person on your motorcycle when the injury is caused by someone else driving a vehicle that is not insured or does not have adequate liability coverage.
Comprehensive coverage will pay for damage to your motorcycle caused by other incidents not related to a collision. Incidents that are covered include but are not limited to: hail, theft, fire and vandalism.
Collision motorcycle insurance covers damages to your motorcycle caused by a collision with another vehicle or object.
We offer a premium discount to motorcycle policyholders who qualify.
Those who complete an accident prevention course approved by the Oklahoma Department of Public Safety may be eligible for this discount. Approved courses are often offered through your county Farm Bureau.
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
