Category: Safety

Stay safe with expert tips on a wide range of topics, from home safety to disaster preparedness.

6 Pool Safety Tips to Know This Summer

Swimming pools are a fantastic source of exercise and a fun time, but they also can be extremely dangerous if you are not careful. Embracing essential safety measures can safeguard you, your family, and your friends from potential accidents. Let’s dive into some crucial pool safety tips that can help ensure a safe and fun time at the pool. 

Install barriers

One of the most effective ways to prevent accidental access to the pool is by installing barriers. In fact, most insurance companies consider pools to be an attractive nuisance and require a fence to be installed before writing a policy. Ensure that the fence is at least 4 feet tall and features self-closing and self-latching gates. Additional safety can be provided by installing a pool alarm that alerts you if anyone enters the pool area without permission.

Designate a Water Watcher

When it comes to pool safety, constant adult supervision is indispensable. Designate a responsible adult as the “Water Watcher” whose sole role is to monitor the pool area without distractions. For families with young children, staying within arm’s reach of them at all times may be able to prevent accidents. Keep in mind that drowning can occur quickly and quietly, so the designated water watcher should avoid any activities that divert attention, like being on your phone.

Stay away from drains

Pool drains and suction outlets pose a serious threat, especially to young children. Entrapment caused by pool drains can result in serious injury or drowning. Educate children about the dangers of drains and instruct them to stay clear of these areas. Be sure to regularly inspect your pool’s drains and make sure they are compliant with regulations.

Get CPR certified

In a water emergency, every second counts, and knowing how to perform CPR can be life-saving. Get CPR certified and ensure that other adults who frequently supervise the pool are also trained in CPR for both adults and children. Many organizations, including the American Red Cross, offer courses that teach you how to respond quickly and effectively in emergencies.

Take precautions during storms

Swimming during a thunderstorm is highly dangerous. Lightning strikes can occur suddenly, even in the absence of rain or with blue skies visible. At the first sign of an approaching storm, get everyone out of the pool and move indoors. When you think the storm has passed, make sure to stay out of the water and take cover until at least 30 minutes have passed since the last lightning strike or thunderclap.

Know what to do in a water emergency

Preparation is key to responding effectively in a water emergency. Having a plan in place and knowing the actions to take can make a life-saving difference. Make sure you know the following steps in your water emergency plan:

  • Call 911 immediately if someone is in distress or has been pulled from the water.
  • Perform CPR if necessary until medical professionals arrive.
  • Keep essential equipment nearby, such as a life ring, reaching pole, and a first aid kit.

Keeping these pool safety tips in mind can create a secure environment where everyone can enjoy the water with peace of mind. Remember, safety is a shared responsibility, and together we can ensure that the pool remains a place for fun and relaxation!

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

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Fourth of July Safety Tips

The Fourth of July is a time for celebration, but your holiday plans can also come with safety risks. If you have Independence Day plans this year, make sure to follow these safety tips to avoid any holiday mishaps. From grilling food to watching fireworks, we have you covered with everything you need to know to stay safe this Fourth of July!

Don’t forget sunscreen

Celebrating the Fourth of July often involves spending long hours outdoors. To protect your skin from harmful UV rays, apply a broad-spectrum sunscreen with an SPF of at least 30. Don’t forget to reapply every two hours, especially if you’re swimming or sweating. 

Never relight fireworks

One of the most important rules when handling fireworks is to never attempt to relight or pick up a firework that didn’t go off as planned. A dud firework can still be live and may ignite unexpectedly, causing serious injuries. It’s best to wait for at least 20 minutes before approaching it, and then carefully douse it with water using a bucket or hose before disposing of it properly.

Keep a bucket of water or hose nearby

Fireworks have the potential to start fires, especially when used in dry areas. To prevent any unintentional fires, always keep a bucket of water or a hose nearby when setting off fireworks. This enables you to quickly extinguish any flames that may arise.

Consider protective eyewear and ear protection

Safety gear is essential when handling fireworks. Protect your eyes by wearing safety glasses to prevent potential injuries from sparks, debris, or malfunctioning fireworks. For young children, consider using ear protection like earplugs or earmuffs, as loud bangs can be startling and potentially harmful to their sensitive hearing.

Correctly dispose of used fireworks

Proper disposal of spent fireworks is critical to avoid fires. After a firework has been used, place the finished casing in a bucket of water to ensure that all embers are fully extinguished. Leave the fireworks submerged overnight before disposing of them in a metal trash can. This process helps eliminate any lingering embers that could reignite.

Additional safety tips:

  • Make sure fireworks are legal in your area and abide by all local ordinances and guidelines for the use of fireworks.
  • Never point or throw fireworks at another person, animal, structure, vehicle or flammable material.
  • Keep pets safe and calm by putting them indoors or in a secure, comfortable space, preferably with a familiar person nearby to help reduce anxiety.
  • Planning on celebrating by the pool or on a boat? Follow our top tips for pool and boat safety before heading out on the water.

By following these essential safety tips, you can ensure that your celebrations are not only fun but also secure for everyone involved. Remember, a little preparation and caution can go a long way in preventing accidents and making sure everyone enjoys the holiday. Stay safe, have fun, and happy Fourth of July!

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.

Boat Owner’s Guide to Safety

As much fun as hitting the water can be, owning a boat is not all fun and games. Whether you’re a seasoned sailor or just starting out, prioritizing safety should always be at the forefront of your boating adventures. Keep reading for safety tips every boat owner should know! 

Wear life jackets

There’s a reason they’re called life jackets! Before setting sail, ensure that every person on board has access to a properly fitted life jacket. These jackets should be appropriate for each individual’s size and weight, and they should be worn at all times, especially for children and non-swimmers. Remember: adult life jackets will not work for children. There are several options for life jackets, so be sure to check the label for the size and weight limits. 

Know Oklahoma’s boating laws

Every waterway has its own set of regulations and laws governing boating activities. It’s crucial to familiarize yourself with Oklahoma’s boating laws–or wherever you’re boating–before embarking on any journey. Understanding speed limits, navigation rules, and safety requirements can prevent complications while on the water.

Look at the forecast ahead of time

Checking the weather forecast before heading out is a fundamental aspect of boating safety. Sudden storms or adverse weather conditions can turn a pleasant excursion into a dangerous situation. Stay informed about any impending storms to make decisions about when it’s safe to get on the water.

Drink plenty of water

Spending time on the water, especially under the hot sun, can quickly lead to dehydration. To ensure everyone’s well-being, make sure to bring an ample supply of clean water on board. Dehydration can impair judgment and coordination, increasing the risk of accidents, so staying hydrated is important. 

Make sure you’re covered

Boating accidents can happen unexpectedly, despite taking all necessary precautions. Having the right boat insurance ensures that you’re financially protected in case of damages, injuries, or liabilities arising from accidents on the water. Before setting sail, review your insurance policy to ensure it provides comprehensive coverage for your vessel and passengers. Talk to your local OKFB agent to learn more about your coverage options! 

Prioritizing safety is non-negotiable when it comes to enjoying your time on the water. By following these essential boat safety tips you can ensure a safe and enjoyable boating experience for yourself and your passengers! 

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.

6 Tips for Keeping Children Safe on the Farm

Living on a farm or ranch can be an enriching experience for children. From exploring wide-open spaces to learning about livestock and crops, there’s so much for them to discover. However, it’s crucial to prioritize safety in these environments where hazards may be more common than in a typical backyard. Here are some essential tips to ensure child safety on your farm or ranch:

1. Set rules and boundaries

Establish clear guidelines for children to follow while on the farm. These boundaries may look different depending on their age, as older kids are a bit more aware and responsible than younger kiddos. These rules could include staying within designated areas, not wandering off alone, and asking permission before engaging in any activities. No matter their age, make sure your kids know what they are and are not allowed to do.

2. Keep dangerous items out of reach

Chemicals, sharp tools, and heavy equipment pose significant risks to children. Remember to store these items securely in locked cabinets or sheds to ensure they’re well out of the reach of curious little hands.

3. Establish safe play areas

Designate specific areas of the farm as safe zones for children to play. These areas should be away from machinery and livestock, with soft ground cover to cushion falls. Look for an open space for room to play that’s still in eyesight from where you’re supervising them! 

4. Remove keys from machinery

Prevent accidental starts by removing keys from tractors, ATVs, and other machinery when not in use. Be sure to store keys in a secure location. It’s also important to be on the lookout for kids wanting to climb heavier machinery, like on tractors. This can create fall hazards, so it’s important to be close by just in case.

5. Teach animal safety

Of course, don’t leave children unsupervised near livestock. Educate children about the proper way to interact with farm animals. Livestock and other animals can be unpredictable. Emphasize the importance of approaching animals calmly, avoiding sudden movements, and never teasing or provoking them. It’s important to teach them to always respect the space of animals, especially those with babies.

6. Supervise at all times

Perhaps the most important tip of all is to have supervision when children are on the farm or ranch. Even with safety measures in place, accidents can still happen. Be vigilant and attentive to ensure the well-being of your children at all times.

By following these farm safety tips, parents can help create a safe and enjoyable environment for children on the farm or ranch. With proper precautions and supervision, children can experience the wonders of farm life while staying out of harm’s way.

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.