Category: Farm & Ranch

Discover essential insurance tips and advice to keep your farm or ranch protected year-round.

Confined Spaces Safety Tips for Farmers and Ranchers

As farmers and ranchers, you understand the importance of safety in your daily operations. One often overlooked hazard is confined spaces, like silos and feed storage. Keep reading for some confined spaces safety tips for your farm or ranch.

Identify Confined Spaces

The first step in ensuring safety is recognizing potential hazards. On farms and ranches, confined spaces are more common than you might think. Labeling these areas clearly is crucial for awareness and safety. Some examples include:

  • Grain and feed grinders, mixers and driers
  • Silos and corrugated steel bins
  • Manure storage tanks and transport vehicles
  • Bulk transport vehicles and sprayer tanks
  • Fuel storage tanks and containment areas
  • Wells, cisterns, and septic tanks
  • Forage and silage dump wagons

Evaluate Hazards

Once identified, it’s essential to evaluate each confined space for potential hazards. This assessment should include considering possible chemical reactions and byproducts that could create dangerous atmospheres. Develop and implement procedures to address these hazards before anyone enters the space.

Conduct a Training

Proper training is key to preventing accidents. If you have farm or ranch hands, ensure that all workers understand:

  • Never to enter a confined space before hazards are identified and addressed
  • The importance of reviewing and following safety procedures
  • How and when to exit a confined space
  • The necessity of a safe means of entry and exit, like ladders

Develop an Emergency Plan

Having an emergency plan can also help you be more prepared in the case of an accident. Develop a comprehensive emergency action plan that includes:

  • Procedures for quick removal of workers from confined spaces
  • Clear instructions for both on-site personnel and local responders
  • Regular review and updates of the plan
  • Effective communication of the plan to all workers

By implementing these confined spaces safety tips, you can help reduce the risks associated with confined spaces on farms and ranches. Stay safe!

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

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6 Tips for Keeping Children Safe on the Farm

Living on a farm or ranch can be an enriching experience for children. From exploring wide-open spaces to learning about livestock and crops, there’s so much for them to discover. However, it’s crucial to prioritize safety in these environments where hazards may be more common than in a typical backyard. Here are some essential tips to ensure child safety on your farm or ranch:

1. Set rules and boundaries

Establish clear guidelines for children to follow while on the farm. These boundaries may look different depending on their age, as older kids are a bit more aware and responsible than younger kiddos. These rules could include staying within designated areas, not wandering off alone, and asking permission before engaging in any activities. No matter their age, make sure your kids know what they are and are not allowed to do.

2. Keep dangerous items out of reach

Chemicals, sharp tools, and heavy equipment pose significant risks to children. Remember to store these items securely in locked cabinets or sheds to ensure they’re well out of the reach of curious little hands.

3. Establish safe play areas

Designate specific areas of the farm as safe zones for children to play. These areas should be away from machinery and livestock, with soft ground cover to cushion falls. Look for an open space for room to play that’s still in eyesight from where you’re supervising them! 

4. Remove keys from machinery

Prevent accidental starts by removing keys from tractors, ATVs, and other machinery when not in use. Be sure to store keys in a secure location. It’s also important to be on the lookout for kids wanting to climb heavier machinery, like on tractors. This can create fall hazards, so it’s important to be close by just in case.

5. Teach animal safety

Of course, don’t leave children unsupervised near livestock. Educate children about the proper way to interact with farm animals. Livestock and other animals can be unpredictable. Emphasize the importance of approaching animals calmly, avoiding sudden movements, and never teasing or provoking them. It’s important to teach them to always respect the space of animals, especially those with babies.

6. Supervise at all times

Perhaps the most important tip of all is to have supervision when children are on the farm or ranch. Even with safety measures in place, accidents can still happen. Be vigilant and attentive to ensure the well-being of your children at all times.

By following these farm safety tips, parents can help create a safe and enjoyable environment for children on the farm or ranch. With proper precautions and supervision, children can experience the wonders of farm life while staying out of harm’s way.

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.

8 Barn Cleaning Tips for Spring Cleaning Season

With the weather warming up, it’s time to shake off the winter dust and give your barn a thorough spring cleaning! Maintaining a clean and organized barn creates a safe environment for both humans and animals alike. Here are some essential spring cleaning tips to help you spruce up your barn:

Disinfect Your Barn Cleaning Equipment

Start your spring cleaning by disinfecting your barn cleaning equipment, such as brushes, buckets and grooming tools. Use a mixture of water and disinfectant to scrub away dirt, grime and bacteria. Pay special attention to areas that come into direct contact with your animals to prevent the spread of illness and maintain their health and hygiene.

Sweep the Floors

Sweeping the floors of your barn is not only a routine chore but also an opportunity to inspect for any signs of mold or rodents. Keep an eye out for damp spots or musty odors, as these could indicate the presence of mold. Be sure to also look for droppings or gnaw marks that may suggest a rodent infestation. Addressing these issues promptly will help maintain a clean and sanitary environment.

Powerwash the Stalls

Give your barn stalls a fresh start by power washing them to remove built-up dirt, urine and debris. Use a mild detergent and a high-pressure washer to thoroughly clean the walls, floors and grates. Allow the stalls to dry completely before adding fresh bedding, ensuring a comfortable and hygienic resting space for your horses.

Clean Out the Hayloft

Take the time to clean out the hayloft and remove any accumulated dust and debris. Proper ventilation is essential to prevent mold growth and maintain the quality of your hay and feed. Organize storage areas and discard any damaged or spoiled hay to make room for fresh supplies.

Remove Cobwebs

Inspect your barn for cobwebs, which can be a serious fire hazard. Use a broom or vacuum to remove cobwebs from ceilings, rafters and corners. Additionally, check electrical wiring, outlets and light fixtures for any signs of wear or damage. Addressing potential fire hazards ensures the safety of your barn and its occupants.

Check Gates and Perform Maintenance

While you’re doing your spring barn cleaning, be sure to examine all gates to ensure they are in proper working condition. Tighten loose nuts and bolts, fix or replace latches, and add a wheel for easier opening and closing. Don’t forget to oil the hinges to keep them working smoothly!

Check for Outdated Supplements or Medicines

When cleaning out the barn, be sure to review your inventory of supplements and medicines and discard any outdated or expired products. Properly dispose of expired medications according to local regulations and restock essential items. Keeping track of expiration dates ensures that your animals receive safe and effective treatments when needed.

Do an Equipment Maintenance Check

Take stock of your equipment and perform a thorough maintenance check to ensure everything is in good working order. Conducting an inspection can save time in the long run, help keep you on schedule and reduce any surprises while on the job.

By following these spring barn cleaning tips, you can rejuvenate your barn and create a clean and safe environment. Happy spring cleaning!

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.

Everything You Need to Know About Farm & Ranch Insurance

Farmers and ranchers face a unique set of challenges, and protecting their livelihood throughout these challenges is important. Farm & Ranch Insurance provides a safety net against the unpredictable nature of agriculture. In this guide, we’ll explore everything you need to know about the various coverage options available under Farm & Ranch Insurance. Talk to your local OKFB agent to decide which coverage is best for you. 

Farm Liability

Farm Liability coverage is designed to shield you from unforeseen events that could result in financial loss. This coverage includes protection for bodily injury or property damage for which you may be held responsible. Additionally, it is especially essential for accidents involving visitors, customers or delivery personnel on your farm. As accidents are inherent in any operation, having liability coverage is crucial to ensuring your financial well-being.

Farm Auto and Farm-Use Tractor And Trailer

If you have truck-tractors or other vehicles specifically for your farm or ranch, your regular auto insurance may not cover them. That’s where Farm Auto comes in! This coverage extends protection to the vehicles that keep your farm in motion. It covers trucks, tractors and other vehicles used for farming operations, providing protection against accidents, collisions and damages that may occur during agricultural activities. With Farm Auto insurance, your agricultural fleet can also remain protected in the face of unexpected setbacks.

Farm Implement 

This coverage safeguards specialized equipment and machinery critical to your operations. It’s essential for protecting your farm’s harvester, planter or tractor. By insuring your tools, you are ensuring the continued success of your day-to-day operations. Also, Farm Implement can include coverage for physical damage and liability to ensure your farm is secured. 

4-H and FFA Insurance

Specifically designed for ranchers involved in 4-H and FFA activities, this coverage protects assets and activities related to these organizations. It provides a comprehensive safety net for your young rancher pursuing their passions. Supporting the next generation is integral to the sustainability of agriculture.

Crop Insurance

Crop Insurance offers financial protection against the loss of crops due to adverse weather, pests, disease or other covered perils. This coverage mitigates the risks associated with the uncertainties of agriculture. With Crop Insurance, you can cultivate with confidence, knowing that your investment is protected against the unpredictable forces of nature.

 

Farm & Ranch Insurance is a vital tool in securing the future of your farm or ranch. By understanding the coverage options available and tailoring them to your specific needs, you can navigate the uncertainties of farming and ranching with confidence.

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.

Don’t forget to follow us on social! This kind of information and more is just a click away. You can find us on Facebook, Instagram and LinkedIn.