Everything You Need to Know About Farm & Ranch Insurance

Farmers and ranchers face a unique set of challenges, and protecting their livelihood throughout these challenges is important. Farm & Ranch Insurance provides a safety net against the unpredictable nature of agriculture. In this guide, we’ll explore everything you need to know about the various coverage options available under Farm & Ranch Insurance. Talk to your local OKFB agent to decide which coverage is best for you. 

Farm Liability

Farm Liability coverage is designed to shield you from unforeseen events that could result in financial loss. This coverage includes protection for bodily injury or property damage for which you may be held responsible. Additionally, it is especially essential for accidents involving visitors, customers or delivery personnel on your farm. As accidents are inherent in any operation, having liability coverage is crucial to ensuring your financial well-being.

Farm Auto and Farm-Use Tractor And Trailer

If you have truck-tractors or other vehicles specifically for your farm or ranch, your regular auto insurance may not cover them. That’s where Farm Auto comes in! This coverage extends protection to the vehicles that keep your farm in motion. It covers trucks, tractors and other vehicles used for farming operations, providing protection against accidents, collisions and damages that may occur during agricultural activities. With Farm Auto insurance, your agricultural fleet can also remain protected in the face of unexpected setbacks.

Farm Implement 

This coverage safeguards specialized equipment and machinery critical to your operations. It’s essential for protecting your farm’s harvester, planter or tractor. By insuring your tools, you are ensuring the continued success of your day-to-day operations. Also, Farm Implement can include coverage for physical damage and liability to ensure your farm is secured. 

4-H and FFA Insurance

Specifically designed for ranchers involved in 4-H and FFA activities, this coverage protects assets and activities related to these organizations. It provides a comprehensive safety net for your young rancher pursuing their passions. Supporting the next generation is integral to the sustainability of agriculture.

Crop Insurance

Crop Insurance offers financial protection against the loss of crops due to adverse weather, pests, disease or other covered perils. This coverage mitigates the risks associated with the uncertainties of agriculture. With Crop Insurance, you can cultivate with confidence, knowing that your investment is protected against the unpredictable forces of nature.


Farm & Ranch Insurance is a vital tool in securing the future of your farm or ranch. By understanding the coverage options available and tailoring them to your specific needs, you can navigate the uncertainties of farming and ranching with confidence.

We’re Here to Help

Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your homeautocommercial and life insurance needs.

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