Helpful information for Oklahomans from wheat fields to city streets.
01/15/2024
Farmers and ranchers face a unique set of challenges, and protecting their livelihood throughout these challenges is important. Farm & Ranch Insurance provides a safety net against the unpredictable nature of agriculture. In this guide, we’ll explore everything you need to know about the various coverage options available under Farm & Ranch Insurance. Talk to your local OKFB agent to decide which coverage is best for you.
Farm Liability coverage is designed to shield you from unforeseen events that could result in financial loss. This coverage includes protection for bodily injury or property damage for which you may be held responsible. Additionally, it is especially essential for accidents involving visitors, customers or delivery personnel on your farm. As accidents are inherent in any operation, having liability coverage is crucial to ensuring your financial well-being.
If you have truck-tractors or other vehicles specifically for your farm or ranch, your regular auto insurance may not cover them. That’s where Farm Auto comes in! This coverage extends protection to the vehicles that keep your farm in motion. It covers trucks, tractors and other vehicles used for farming operations, providing protection against accidents, collisions and damages that may occur during agricultural activities. With Farm Auto insurance, your agricultural fleet can also remain protected in the face of unexpected setbacks.
This coverage safeguards specialized equipment and machinery critical to your operations. It’s essential for protecting your farm’s harvester, planter or tractor. By insuring your tools, you are ensuring the continued success of your day-to-day operations. Also, Farm Implement can include coverage for physical damage and liability to ensure your farm is secured.
Specifically designed for ranchers involved in 4-H and FFA activities, this coverage protects assets and activities related to these organizations. It provides a comprehensive safety net for your young rancher pursuing their passions. Supporting the next generation is integral to the sustainability of agriculture.
Crop Insurance offers financial protection against the loss of crops due to adverse weather, pests, disease or other covered perils. This coverage mitigates the risks associated with the uncertainties of agriculture. With Crop Insurance, you can cultivate with confidence, knowing that your investment is protected against the unpredictable forces of nature.
Farm & Ranch Insurance is a vital tool in securing the future of your farm or ranch. By understanding the coverage options available and tailoring them to your specific needs, you can navigate the uncertainties of farming and ranching with confidence.
Whether you’re a longtime policyholder or just starting to look for insurance options, we’re here to help. If you have questions or concerns that you want to discuss, connect with your local OKFB agent today. If you have any insurance-specific questions, we would love to help you find the coverage that best meets your home, auto, commercial and life insurance needs.
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The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
Life insurance and annuity products are offered through Farm Bureau Life Insurance Company/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.
