Helpful information for Oklahomans from wheat fields to city streets.
Owning a business takes dedication, vision and preparation. No matter the size of your operation, part of preparing means securing protection. Protection for employees and assets under a Commercial Insurance policy. The right policy could help save you money when accidents cause damage to equipment or property. If you’re new to owning a business, or just need a refresher on the basics, here are some coverage options to keep in mind when considering a commercial policy:
The property you choose for your business operations is crucial to its overall success. Along with the coverage chosen to help protect the property and everything inside of it. Things like building structures, inventory, equipment and leased property. These can be covered under commercial property insurance and is a great place to start when obtaining a policy.
From hauling parts to delivering flowers, your company vehicles work as hard as you do. If you have company vehicles, you’ll want to secure commercial auto coverage for them. Features such as auto liability and uninsured motorist will protect the vehicle, as well as provide extra coverage. Extra coverage that will protect you, your passengers or other drivers of the vehicle.
We know small businesses don’t always feel so small. Let us help take one worry off of your mind with a commercial liability policy. Liability claims can be devastating to a small business, so this insurance option can help protect your business from expensive liability lawsuits. Commercial liability coverage ensures that you and your assets are covered in case of an injury or property damage to others that occurs as a result of your operations.
Umbrella policies provide overarching protection on top of general liability coverage. A commercial umbrella policy can provide additional coverage to your business that may not come with your general liability policy. For example, if your general liability policy didn’t fully cover the lawsuit costs, your umbrella policy would ensure business coverage.
When it comes to deciding what coverage fits your unique business needs, your agent can help you choose the right policy. Contact an OKFB agent today for more information about how we can help keep your business protected from the unexpected with our Commercial Insurance coverage.
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
Life insurance and annuity products are offered through Farm Bureau Life Insurance Company/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.