Helpful information for Oklahomans from wheat fields to city streets.
Life happens fast and at times it can be easy to speed through. It could be easy to speed to work when running late or accidentally parking in the wrong spot. However, getting a ticket on either of these encounters could impact your Auto Insurance rate. Check out these facts on how a ticket could lead to an increased Auto Insurance premium.
Did you know a speeding ticket in Oklahoma could stay on your driving record for up to 3-5 years? The Oklahoma Department of Transportation utilizes a point system to track traffic violations and other penalties. If left unaddressed, this could lead to higher Auto Insurance rates and even the suspension of a license.
Speeding tickets are not the only violation that can live on your driving record. For instance, there are actions that can have a lingering impact on an Auto Insurance premium. Actions such as texting and driving, running a red light, out-of-state tickets and DUIs. Also, the amount of tickets and the types of ticket offenses are both used to determine a rate increase or change to your premium.
By practicing safe driving and paying attention on and off the road, you can avoid a rate increase and additional tickets. Also, ensure your vehicle is covered under your Auto Insurance policy and contact your local OKFB agent for additional questions or inquiries.
The information on this website is not a contract, as it is provided for general information to explain potential types of insurance coverages. Further, descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. Please read actual policy documents for important details on coverages, exclusions, limits, conditions, and terms. If there is any conflict between the summary and/or information on this website versus the policy documents, the policy documents shall control. Please contact an Oklahoma Farm Bureau Mutual Insurance Company (OFBMIC) Agent to learn more about insurance coverages offered by and through OFBMIC.
Life insurance and annuity products are offered through Farm Bureau Life Insurance Company/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY.