3 Reasons to Get Businessowners Policy

Hey guys! I’m Gary Winters, an OKFB Insurance agent in Custer County. Along with being an insurance agent, I serve on several committees for my church in Weatherford, OK. The joy I get teaching and helping others is incredibly rewarding. It’s also how I feel about having the privilege to protect and cover small businesses in Custer County, OK. There are an array of coverage options and features, and having been an agent for more than 30 years now, I have learned a thing or two about how to best help our Oklahoma businesses in their insurance needs.   

That being said, let me break down why and how the Businessowners Policy (BOP) could be a great fit for you.

1. BOP is Customizable

Because Commercial Insurance policies cover small and large businesses, a standard policy may include some features your small business does not need. The BOP on the other hand, includes coverage options that are necessary for an Oklahoman small business owner. Also, the coverage features can be customized into a policy that works best for you and your business. 

2. BOP Works Best for a Range of Small Businesses

From barbershops and convenience stores to restaurants and artisan contractors, there are lots of small businesses that can benefit greatly from a BOP. As an Oklahoman and insurance agent for OKFB for almost four decades, I understand Oklahoma’s business landscape. I can help in deciding what coverage options may be worth obtaining for your business. At OKFB Insurance, we want to provide business owners with the right, tailored insurance coverage.

3. BOP Could Offer a Lower Premium

Because BOP caters to small businesses and offers a customizable policy, the premium could be lower than a typical Commercial Insurance policy. Commercial Insurance policies can cover a lot, and your business may not need every piece of coverage. In selecting the coverage necessary for your business, your premium could decrease. Reach out to your agent to discuss options.

These are just a few reasons why the Businessowners Policy could be better for your business. At the end of the day, Oklahoma is my home, and I know it wouldn’t be what it is without the hardworking small business owners. At OKFB, we work hard to protect these prominent community businesses. Reach out to me or another local agent if you want to talk through anything or need to review your Businessowners or Commercial Insurance policy


-Gary Winters