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Does OKFB offer discounts? What types of discounts does OKFB offer? Do I qualify for any discounts with OKFB? This is the blog you’ve been looking for! We have compiled the array of discounts we offer across our lines of Auto Insurance, Home Insurance, Recreation Insurance, Farm & Ranch Insurance, Commercial Insurance and more. Contact your agent to see which discounts you are eligible for!

Auto Insurance Discounts

We offer five discounts under our auto policy. You may be eligible for a discount if you have more than one policy with us, multiple vehicles and more! Keep reading to see where you may qualify. 

• Scholastic Discount
• Defensive Driving Discount 
• Driver Longevity Credit 
• Multi-Vehicle Discount
• Companion Discount 

Home Insurance Discounts

Is your home less than 10 years old? Do you have an alarm system installed? If so, these are just a few ways you could qualify for a Home Insurance discount. Keep reading to see if you qualify for additional Home Insurance discounts.   

• New Home Discount
• Burglary or Fire Alarm Discount 
• Claims-Free Discounts
• Companion Auto Discount
• Approved Roof Discount
• Tie Down Credit

Farm & Ranch Insurance Discounts

We offer discounts for our Farm & Ranch Insurance, in addition to those that may have a Farm Auto, Farm Fire or Farm Renters policy. Keep reading to learn more!

Farm & Ranch 

• New Home Discount
• Burglary or Fire Alarm Discount 
• Companion Auto Discount
• Approved Roof Discount

Farm Auto 

• Defensive Driving Discount
• Scholastic Discount
• Companion Home Discount
• Multi-Vehicle Discount
• Companion Umbrella Discount
• Approved Grill Guard

Commercial Insurance Discounts

We also offer discounts to help out small businesses! If you are a Dwelling Fire – Tenant Occupied policyholder then check this out. You may be eligible for these discounts. 

Dwelling Fire – Tenant Occupied

• Approved Roof Discount

Discount Eligibility

• Approved Grill Guard: Trucks with a qualifying grill guard may qualify for a discount on collision coverage.
• Approved Roof Discount: If you have a U.L rate class 3 or 4 roof surfacing installed, then you may be eligible for a discount. Check here for a list of approved roof surfacing.
• Burglary or Fire Alarm Discount: If you have an alarm system or fire alarm in your home, then you may be eligible for a discount based on the type of alarm you have installed. 
• Claims-Free Discounts: If you have had no insurance claims on your OKFB Homeowners insurance policy for the last three years, you may be eligible.
• Companion Auto Discount: If you also have an auto policy with OKFB, you may be eligible. 
• Companion Discount: If you also have other policies through OKFB, such as a Homeowners or Farm & Ranch, then you may be eligible for companion discounts. 
• Companion Home Discount: Policyholder has an active owner occupied property policy with the company. 
• Companion Umbrella Discount: Policyholder has an active or farm umbrella policy with the company. 
• Defensive Driving Discount: May be eligible for those who complete a minimum six hour accident prevention course approved by the Oklahoma Department of Public Safety. Approved courses are often offered through your county Farm Bureau. 
• Driver Longevity Credit: Drivers who have been insured with OKFB for at least one year may receive premium credit based on a combination of their longevity with OKFB and driving record. 
• Multi-Vehicle Discount: A multi-vehicle discount may apply when two or more vehicles are insured with OKFB.
• New Home Discount: If your home is 10 years old or less, then you may be eligible for a discount.
• Scholastic Discount: This discount applies to specific auto coverages for classroom academic excellence to eligible full-time students who also meet specified requirements.
• Tie Down Credit: If your mobile home uses approved tie downs to better secure your home, then you may be eligible for this discount. 

If you have any questions or want to learn more about eligibility and discounts then contact your OKFB agent. Remember, we’re your partners in life and are here to help during any situation!