Why Do I Need Recreation Insurance?

With the weather warming up and summer right around the corner, outdoor activities are a must. For example, taking the boat out for a spin on the weekend or hopping on an ATV. Along with having fun and enjoying the nice weather, it’s important to ensure your recreational vehicles are protected with the right insurance coverage. Check out why a boat, motorhome, motorcycle, and off-road vehicles may need Recreation Insurance instead of Auto or Home Insurance.

1. Liability

Liability coverage under Auto or Home Insurance may not cover accidents that may occur on a boat, motorhome, motorcycle or off-road vehicle. For this reason, liability coverage on these vehicles could be critical in the event of a liability claim or lawsuit. Having recreation insurance coverage can help provide peace of mind while you’re out enjoying what Oklahoma has to offer. 

ATV in the desert

2. Medical Payments

Just like Auto Insurance, Recreation Insurance offers medical payment coverage. Having medical payment coverage signifies that a certain expense related to an injury that occurred on your recreational vehicle would be covered. As a result, you can enjoy spring and summer activities knowing you and your passengers are covered in the case of the unexpected.

boat on a lake with people on it

3. Damage

Accidents can happen at any time. With this in mind, having collision or physical damage coverage on a recreational vehicle can ensure it is covered in the event of damage regardless of fault. We will focus on securing your recreational vehicles, and you can focus on having fun.

motorhome back doors open showing bed

Insuring recreational vehicles with Recreation Insurance can provide the protection you need. In fact, you can rest easy and live in the moment this spring and summer. There are a variety of coverage options under our Recreation Insurance. If you have any questions or would like to discuss coverage options, consult your local OKFB Insurance Agent today.

woman sitting on top of motorhome that has recreational insurance